Grants for home modifications in Georgia

USDA Section 504 Home Repair program

Available in eligible rural areas — including parts of the Atlanta exurbs — Section 504 offers grants to very-low-income homeowners age 62 or older to remove health and safety hazards (up to a lifetime cap), and low-interest loans to very-low-income rural homeowners of any age for broader repairs, which can include accessibility modifications. Grants and loans can sometimes be combined for a larger project. Confirm your address is in an eligible rural area and current dollar limits with USDA Rural Development before applying.

Area Agency on Aging minor home repair programs

Georgia's regional Area Agencies on Aging administer Older Americans Act funding that, in many counties, includes minor home repair and modification assistance — grab bars, handrails, small ramps, and similar safety work. Funding levels, income limits, and waitlists vary significantly by area agency and by year, so contact your local Area Agency on Aging (find yours through the state's aging and disability resource connection) to check current availability.

Georgia DCA housing rehabilitation programs

The Georgia Department of Community Affairs administers Community-Development-Block-Grant-funded housing rehabilitation programs through participating local governments, which can include accessibility modifications for income-eligible homeowners. These programs are run at the city or county level, not statewide, so whether one is active — and what it covers — depends on where you live.

Combining programs

These grant programs are often used to fill the gap left by Medicare, Medicaid, or VA benefits rather than as a homeowner's only funding source. If you're a veteran, a Georgia Medicaid recipient, or on Medicare, check those programs first — see our VA HISA grant guide, Georgia Medicaid waivers guide, and Medicare and grab bars guide — then use a grant program to cover what's left.

For every program available to Georgia homeowners in one place, see the full Georgia funding directory.

Sources

USDA Section 504 Home Repair program: rd.usda.gov. Georgia Division of Aging Services: aging.georgia.gov. Georgia Department of Community Affairs: dca.ga.gov. Funding levels and eligibility rules are set by each agency and change over time — this page describes how the programs generally work and isn't a promise of grant funding for any specific project.

Ready to plan the project while you sort out funding? Call (404) 602-2998 and we'll connect you with a vetted Atlanta-area contractor for a free estimate.